When you invest in real assets, your capital is pooled to acquire or develop physical property and infrastructure. Income can come from the rent tenants pay or the fees users pay to use an asset, and additional return can come if the value of the underlying property rises over time.

Common forms

Examples include large-scale real estate investment trusts, development projects, and infrastructure funds that hold assets such as energy, transportation, or utility facilities. These are typically held through pooled vehicles that give individual investors access to projects far larger than they could fund alone.

Why investors consider it

The main appeal is diversification and a blend of income and growth. Because real assets are tied to the physical economy, they often behave differently from stocks and bonds, which can help smooth out a portfolio. Many investors also view tangible assets as a way to diversify against rising prices over the long term, since rents and asset values can move with the broader economy.

What to weigh

Real assets are illiquid and tied to long project and property cycles, so your capital is committed for a period and cannot be sold on demand. Returns are not guaranteed and can be affected by property markets, interest rates, the use of borrowed money within the project, and, in the case of development, the risk that a project runs over budget or behind schedule. The experience of the manager and the quality of the underlying assets are key.

Where it fits

Real assets tend to suit investors looking to diversify beyond public markets with a mix of income and long-term growth, and who are comfortable committing capital for the duration of the project. As always, the offering memorandum and a suitability conversation come first.